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Home & Car Insurance

Discovery Insure offers comprehensive, flexible and affordable insurance tailored to your lifestyle.

Innovative car insurance

Get market-leading car insurance at highly competitive rates from Discovery Insure. Their innovative car insurance cover also offers world-class safety features and the option to join Vitality Drive, their unique driver behaviour programme that rewards good driving while keeping you safe.

The Essential Plan

THE ESSENTIAL PLAN gives you comprehensive vehicle and home insurance. The Vitality Drive programme rewards you for driving well and provides state-of-the-art safety features.

The Classic Plan

You get comprehensive insurance cover for your vehicles, at highly competitive rates and enhanced benefits with THE CLASSIC PLAN. You also get rewards for driving well and state-of-the-art safety features through the Vitality Drive programme.

The Purple Plan

If you have over R5 million in insured assets, the Purple Plan would best suit your needs. It offers you comprehensive car insurance with enhanced benefit limits, exclusive experiences and an assigned Discovery Insure Service Executive dedicated to your individual needs.

You get rewards for driving well and state-of-the-art safety features through the Vitality Drive programme.

Intelligent technology to keep you safe

Impact Alert

Discovery Insure sends immediate emergency assistance if you’re involved in a severe vehicle accident, even if they can’t get hold of you.

Weather Warnings

You get weather warnings to protect your valuable possessions from bad weather.

Panic Button

Allows you to use your smartphone as a panic button in an emergency while your phone’s Discovery Insure app is still connected to the Vitality Drive Sensor.

Find my Vehicles

Use your smartphone to find all your vehicles on your plan, in real-time.

Comprehensive Home Insurance

Get home insurance that is comprehensive, flexible and affordable to protect your home contents, buildings and portable items. You get more than just insurance for your home with us: you also get innovative benefits and convenient service features.


Building insurance from Discovery covers the main building and any outbuildings on your property. Get extra peace of mind with our comprehensive cover.

Home Contents

Whether you are a homeowner or renting a property, you will need home contents insurance to safeguard your valuable items.

Portable Possessions

Get comprehensive portable possessions cover that will cover the risk of your insured items being stolen, lost or damaged, anywhere in the world. You can have peace of mind that your items are covered when you take them out of your home.

  • Fast and fair claims resolution

    Unique and easy claim services

    Discovery Insure continually creates new and better ways to give you excellent service and ensures fast and fair claims resolution. You have access to various ways to log your claims and can track the progress of your claims online or on your smartphone.

  • We haven't just changed one thing

    We've completely changed everything!

    You get innovative service features, rewards and benefits through our plans, which are comprehensive, flexible and affordable, and use world-class technology.