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Life Insurance

Discovery offers a range of life insurance options to suit any lifestyle at an affordable premium.


We believe that life insurance is about more than life cover.

That’s why we also offer flexible and customisable benefits that ensure that you are financially protected in case of disability, severe illness, or loss of income.

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The Classic & Essential Life Plan

Life insurance for you and your family: THE CLASSIC AND ESSENTIAL LIFE PLAN. Flexible personal financial protection with illness and disability benefits at a cost-effective premium that rewards you for living a healthy life.

The Purple Life Plan

Protection for clients with R10 million or more in cover: THE PURPLE LIFE PLAN. Available to clients with more than R10 million in life insurance and offers customisable benefits, covering the full range of possible life-changing events.

The Smart Life Plan

Tailored life cover for people under 30: THE SMART LIFE PLAN. Life insurance designed to financially protect and reward young adults, with up to 100% of your premiums back for living healthily.

The Dollar Life Plan

Life insurance that pays out in US dollars: THE DOLLAR LIFE PLAN. Comprehensive life insurance with illness and disability benefits that pays out in US dollars and rewards you for living healthily.

Global Education Protector

Protect your children's education: GLOBAL EDUCATION PROTECTOR. Cover for your children’s crèche to university education fees if something happens to you. Plus, get up to 100% of your child’s university fees funded.