What are the benefits of household insurance with us at U Covered?
We have presented a list of our benefits, under our various options for you to peruse. Please look at our plan guide for more detail, or call U Covered insurance solutions for more detail before you make your decision on the type of household insurance you need. U covered is a juristic representative of Discovery.
The Classic Plan offers you comprehensive household insurance cover with valuable benefits and features:
You’ll pay no excess for household insurance contents claims caused by theft (with visible forced entry), fire, lightning, explosion, snow, flood, storm, rain, hail, earthquake or malicious damage.
Your household insurance contents will be covered for loss or damage caused by a power surge
Your TV, audio visual equipment and any glass or mirror that forms part of your furniture will be covered for accidental damage.
If you have a valid claim and we feel that your home needs additional security to protect your household contents, we will arrange security guards to protect your property for up to 48 hours.
We will cover you, your family or your domestic staff for four sessions of professional counselling each, after a fire, violent theft, attempted theft, hold-up or armed robbery.
**The Executive Plan offers you comprehensive household insurance cover, as listed above, under the Classic plan, but also includes:
You get extra cover for accidental damage to your household contents
Safely store important documentation and we may waive the basic excess if you need to claim and the documentation is in your Online Vault.
**To qualify for the Executive Plan your building, household contents and portable possessions must have a combined sum insured of at least R5 million.