Do I need insurance for my caravan with caravan insurance?
Yes – it’s certainly a good idea to consider it. Whether you own a caravan that’s towed behind your car, a static caravan or a motorhome, it’s important to make sure that you have the right caravan insurance in place.
While it is not a legal requirement to insure a touring caravan (one that is towed behind your car), it’s sensible to consider doing so. Caravans can be very expensive – and if yours is not insured and is damaged, destroyed or stolen you will lose all the money you’ve invested in your home away from home.
If you have a touring caravan that is towed behind your car, your third party liability can be covered under your car insurance policy – but you’ll need to let your insurer know you’re going to be towing a caravan when you set up your car cover, or alert your insurer if you buy a new caravan and intend to start travelling with it.
If you don’t make this clear so that your insurer can adjust your premium appropriately, you may find your policy is invalid in the event you try to claim.
What is usually covered under caravan insurance?
Most caravan insurance policies cover your caravan in case it is damaged, destroyed or lost as a result of fire, severe weather or criminal activity.
How can I find the best deal on caravan insurance?
U Covered Insurance Solutions, in partnership with Discovery Financial Advisors, offers great benefits and options for your Caravan insurance needs. Contact us today for a quote.